Auto Financing in Montgomery, AL
Customized Finance Options. Fast Approval.

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Whether you're searching for a new or new-to-you pre-owned vehicle, our auto finance center staff has you covered. Our process is designed to get you out the door and onto the road in your purchased vehicle faster. You can start the process from your home using our online application. Our preapproval application is available 24 hours a day, seven days a week, for your convenience.

Getting preapproved saves you time at the dealership, where you can focus on finding the vehicle with your desired features rather than filling out endless paperwork. Preapproval also helps you understand your budget, allowing you to look at the inventory you can afford rather than falling in love with one out of your price range. Experience more empowered negotiations through preapproval, as it shows that you're a serious buyer ready to purchase today, encouraging better deals from our sales team.

When you arrive with preapproval for financing, you can take your time test-driving each vehicle that checks your boxes. A more relaxed test drive process allows you to drive comfortably, focusing on the vehicle that best fits your needs and style. You can schedule a test drive online to create an appointment with a specific vehicle when it works best for you.

If you have a vehicle to trade in toward your new purchase, you can also use our online Value Your Trade tool to determine the estimated trade-in value of your current vehicle. Knowing what you can expect as a trade-in offer also boosts your purchasing power at Stivers Lincoln. We would love to take your current vehicle as a trade-in toward your purchase. All you need to provide is your contact information and vehicle information, such as year, make, model, and vehicle identification number, or VIN, and you'll have an offer within minutes.

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.